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Achieve Your Homeownership Goals With Unity Catholic FCU
Whether you are purchasing your first home, refinancing an existing Mortgage, or tapping into your home’s equity, Unity Catholic Federal Credit Union provides flexible financing solutions tailored to your needs.
We Simplify the Lending Process With
Competitive Rates: Low interest rates to save you money over the life of your loan.
Fast Approvals: Close on your new home in as little as 30 days.
Low Down Payments: Purchase a home with as little as 3% down.
Trusted Guidance: Expert support from a credit union that puts your financial wellness first.
Click here to verify a Financial Service Provider through NMLS Consumer Access
Buying a home can be stressful and leave you with questions. Click here to access the Guide to Homeownership for answers and help you set realistic goals.
First Mortgages
Buying a home is one of the biggest milestones in life. At Unity Catholic FCU, we make it easier for both first-time and repeat homebuyers to secure the keys to their dream home.
Why choose our First Mortgages?
Flexible Terms: We offer both fixed-rate and adjustable-rate mortgages (ARMs).
Affordable Entry: Use gift funds toward your down payment.
Refinancing Options: Lower your monthly payment or change your loan term by refinancing your current mortgage with us.
Buying a home can be complex, but you don't have to do it alone. Use our Guide to Homeownership to set realistic goals and get answers to your questions.
To apply for a loan or find out rate information, contact Jennifer
Jennifer Thevenin
NMLS #1167428
440-886-2558 x252
Fixed Rate Home Equity Loans
(Second Mortgages)
If you already own your home, you can put your equity to work. A Fixed-Rate Home Equity Loan provides a lump-sum payout, making it ideal for large, one-time expenses.
Predictability: Enjoy the stability of a fixed interest rate and fixed monthly payments.
Versatility: Use your funds for home renovations, debt consolidation, weddings, or dream vacations.
Tax Benefits: Consult your tax advisor to see if the interest on your second mortgage is tax-deductible.
Variable Rate Home Equity Line of Credit
For ongoing needs, a HELOC acts as a revolving credit line secured by your home’s equity. Borrow what you need, when you need it, and only pay interest on the amount you use.
Flexibility: Access your funds easily with a special HELOC checkbook.
Emergency Safety Net: Maintain the line of credit as a "just in case" fund for unexpected repairs or expenses.
Terms: Enjoy flexible terms ranging from 60 to 120 months with low variable rates.
TruStage™ Home Insurance Program
You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.
Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members. You'll get quality coverage for your home: liability, personal possessions, and additional living expenses. You'll also get the convenience of online servicing and 24/7 claims service.
If you haven't compared home insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call 1-855-483-2149.
TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
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