News & Promotions

*APR (Annual Percentage Rate). All credit offerings are subject to credit approval. The 2.99%APR for Purchases (P) and Balance Transfer (BT) transactions that post between 4/13/2026 and 7/31/2026 will receive the rate of 2.99%APR* for the life of balance and will not convert back to the contractual rate. The life of the balance transactions must post between 4/13/26 – 7/31/26. This introductory rate does not apply to current balances or to transactions made after 7/31/26. BT may not be used to pay existing Unity Catholic Federal Credit Union (UCFCU) loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa Card Agreement. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly payments are required and will be applied to the outstanding balance with the highest rate; any remaining portion will be applied to balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI, a licensed insurance company and an Equal Housing Lender.

*This discount is available to members who have had a loan with Unity Catholic Federal Credit Union (UCFCU) that was paid as agreed in the past 5 years. The discount of 0.50% off your qualified rate on vehicle loans (ex. If your qualified rate is 5.99% your discounted rate would be 5.49% on a 72-month loan, sample payment is $17 per $1,000 borrowed). Not all will qualify for the lowest rate. Offer/rate may vary based on individual credit history. All loans are subject to credit approval. A $200 document preparation fee may be financed. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $1,250M is available through ESI. 07/01/26 - 09/30/26

^{*APR = Annual Percentage Rate. Sample principal and interest payments $100 per $1,000 borrowed for 12 months at 6.99% APR. A $100.00 document preparation fee applies; this can be financed. Cannot be used to refinance an existing Unity Catholic Federal Credit Union (UCFCU) loan. All loans are subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250M through ESI a licensed insurance company. 07/01/26-09/30/26}

*To qualify for the promotion, the referring member should complete the referral form (electronic or paper) including the existing and new members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account with at least $5 and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying services within 60 days of the original membership join date, they will qualify for $15. Per additional service. Up to 5 additional services are allowed for a maximum payout of $100. Qualifying services are active Checking, MasterCard Debit Card, Bill Pay, Visa Credit Card and all Loans. Both the referring member and the new members' accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. All Unity Catholic Federal Credit Union programs are subject to change/end at any time without notice. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI. Equal Housing Lender