News & Promotions

 

We Love To Save You Money!

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The opportunities at Unity Catholic are truly boundless. From everyday banking to loans and mortgages, to planning for the future, let us be a part of your financial puzzle. With all the pieces together, there’s a “wow” factor that is altogether awesome! Last year we saved members $1,046,945 by helping them refinance debt and put them in a better financial picture. This year we have already helped members save $326,675. What have you gained from your Unity Catholic experience? What do you want gain the future? Make 2019 a memorable one. Visit us today and discover financial empowerment!


Visa Balance Transfer

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Heavy With Debt?

We have your solution. The Unity Catholic Visa Card is here to lift the burden. Transfer your balances to our lower interest rate credit card and enjoy a rate as low as 2.99% APR* for 6 months. Plus, you’ll get a low 9.99% APR* on any balance carried beyond 25 days after the introductory period.  As always, you’ll have no annual fee, no balance transfer fee, and a 25-day courtesy period on all purchases. Ready to get started? 

*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa® Card Agreement. New purchases or cash advances will be at the current rate. As of April 30, 2019, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice. Federally insured by NCUA.


Launch Your Savings!

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Your money has room to grow, and now is the time to really reach for it. Open up a special 7-Month Share Certificate 2.27% APY* with us and experience risk-free growth. 

Call or stop by an office today to open up your new Unity Catholic Share Certificate today and hit new heights tomorrow! 

Annual percentage yield with a $500. Minimum deposit. All Unity Catholic Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Early withdraw penalties apply. Other rates and terms available. This credit union is federally insured by NCUA.


Make Your Dreams Come True

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A dream might be a wish your heart makes, but we believe that dreams really can come true. Thanks to the Unity Catholic Whatever Loan, you can gain financial freedom with a low-rate Whatever Loan.

Whatever you wish for, whatever you need, we can help! Get a 60-month loan as low as 9.49% APR* to save money and hassle. 

*APR = Annual Percentage Rate, estimated payment is $21.00 per $1,000.00 borrowed for 60 months at 9.49% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply.


Giving Back Auto Loan

Giving Back Auto Loan
 

In 2018, we donated $8,080 to 58 schools and churches in the Diocese of Cleveland.

It's a great feeling when you get a new car, but even better when you can give back at the same time. Experience double the joy with our Giving Back Auto Loan. You can get an auto loan at a rate as low as 3.24% APR.*

After you're approved, just tell us which Catholic School or Parish you would like to help, and we will donate $50 to your choice.

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU). Estimated monthly payment is $23.00 per $1,000.00 borrowed for 48 months at 3.24% APR. Offer, rate and term may vary depending on individual credit history. Offer is not valid on indirect loans or vehicles currently financed at UCFCU. No pre-payment penalties apply. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. UCFCU will make a $50.00 donation to the Catholic School or Parish within the Diocese of Cleveland or Eparchy of Parma of the members choosing after all loan papers have been signed. Donations will be combined with others as a lump sum and given at one time at the end of the school year with a list of donors.


First Time Car Buyer Program

First Time Car Buyer Program
 

You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!

Rates as low as 4.74% APR* for 60 months!

Package also includes:

  • Checking Account

  • Direct Deposit

  • Automated Debit/Payment

  • Debit Card

  • Guardian Angel Visor Clip

  • First Time Visa® Credit Card

*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $20.00 per $1,000. Borrowed at the rate of 4.74% APR for 60 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply. 


Birds of a Feather..

UCFCU Refer a Friend Offer. Two birds whispering to each other
 

You know how the saying goes. When you tell your flock to join Unity Catholic, you'll both receive $25* as a special thank you from us! As an added bonus, any friends or family that join will have the opportunity to earn an extra $75!* 

Talk about flying high! To complete the referral process, simply print out the referral form and follow the directions. Your friends and your wallet will thank you. 

*To qualify for the promotion, the new member must present a completed referral form including the referring members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account at the same time the new membership is established and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying accounts within 60 days of the original membership join date then they will qualify for $10 per additional service. Up to 5 additional services are allowed for a maximum payout of $75. Qualifying accounts are: Checking, Visa, Term Share Accounts, and all Loans. Both the referring member and the new members’ accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. A referral form must be presented by the new member at the time of account opening to qualify for the promotion. See credit union for details. This credit union is federally insured by the National Credit Union Administration.