News & Promotions

 

Visa Balance Transfer

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The holiday season is quickly approaching. Chances are, you’re already thinking about what Christmas presents you’re going to buy for your friends and family...and the money you’re going to spend. Don’t let credit card balances or high-interest rates stress you out over the holidays. Let Unity Catholic help.  When you transfer your balances from other high-interest credit cards to a Unity Catholic FCU Visa®, you can take advantage of 2.99% APR* for six months. You’ll also pay a low 9.99% APR* rate on any balances carried beyond 25 days.

The Unity Catholic FCU Visa® also gives you a number of perks including:
 No annual fee
 No balance transfer fee
 25-day courtesy period on purchases
 Convenience of paying with your smartphone using Apple Pay or Samsung Pay

*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa® Card Agreement. New purchases or cash advances will be at the current rate. As of April 30, 2019, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice. Federally insured by NCUA.


Giving Back Auto Loan

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What if your financial institution allowed you to finance a car at a low rate, AND support local Catholic schools and churches? 

Unity Catholic gives you all these options with our Giving Back Auto Loan. 

Members have the chance to get an auto loan with rates as low as 1.99% APR* while selecting the Catholic school or parish of their choice for Unity Catholic to donate $50. 

You get a new car, you get the chance to give back and you’re supporting local schools and parishes. It’s a win-win-win. What are you waiting for?

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal credit Union (UCFCU) estimated payment is $22.00 per $1,000.00 borrowed for 48 months at 1.99% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. UCFCU will make a $50.00 donation to the Catholic School or Parish within the Diocese of Cleveland or Eparchy of Parma of the members choosing after all loan papers have been signed. Donations will be combined with others as a lump sum and given at one time at the end of the school year with a list of donors. Federally insured by NCUA.


Double your Savings Double your Fun!

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Summer 2020 will be here before you know it. Are you already thinking of the vacation possibilities for next year? Put those thoughts into reality and get a jump on saving for your dream vacation by opening a Vacation Savings Club account with Unity Catholic.

Our Vacation Savings Club will give you the chance to double your savings rate which will ultimately double your fun on that amazing vacation you’re saving to take. By opening a Vacation Savings Club account, members can enjoy:

  • 2.20% APY* on the first $500

  • The chance to earn DOUBLE our current savings rate for anything over $500.

Open your Vacation Savings Club account today and start saving for next summer!

  • The Vacation Club is a split rate account. If your Daily Balance is $500.00 or less, the first Annual Percentage Yield (APY) listed for this account is at the Vacation Club APY. If your Daily Balance is $500.01 and over, the second APY listed as disclosed within our current rate sheet for this balance will apply. Dividends are compounded and applied on a quarterly basis, there are withdraw limitations and a fee may apply if you withdraw before the end of the period. The APY is accurate as of 9/1/19 and may change after the account is opened. $5 minimum deposit required to open account. This credit union is federally insured by NCUA


Credit Unions for Kids

Using Online Bill Pay gives you more control over finances and can also help change a child's life. With each qualifying transaction, a donation will be made to help purchase items for children's hospitals, like giraffe beds, comfy blankets and electric cars that they can drive to their therapy session – which helps them on their road to recovery.

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Financing Your Dream Car Doesn’t Have to be Difficult.

Unity Catholic has a lot of options to help members save money on auto financing. We keep it simple - low rates and good terms. 
Let Unity help you finance that car you’ve been eyeing. Take advantage of ZERO payments for 90 days and save big with rates as low as 1.99% APR.*
Enjoy driving around this summer knowing that Unity is the best option for saving members money on auto financing. 

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU) estimated payment is $22.00 per $1,000.00 borrowed for 48 months at 1.99% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration.


We Love To Save You Money!

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The opportunities at Unity Catholic are truly boundless. From everyday banking to loans and mortgages, to planning for the future, let us be a part of your financial puzzle. With all the pieces together, there’s a “wow” factor that is altogether awesome! Last year we saved members $1,046,945 by helping them refinance debt and put them in a better financial picture. This year we have already helped members save $576,634. What have you gained from your Unity Catholic experience? What do you want gain the future? Make 2019 a memorable one.

Visit us today and discover financial empowerment!


First Time Car Buyer Program

First Time Car Buyer Program

You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!

Rates as low as 3.24% APR* for 72 months!

Package also includes:

  • Checking Account

  • Direct Deposit

  • Automated Debit/Payment

  • Debit Card

  • Guardian Angel Visor Clip

  • First Time Visa® Credit Card

*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $16.00 per $1,000. Borrowed at the rate of 3.24% APR for 72 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply.  This credit union is federally insured by NCUA