News & Promotions


Gobble Up Financial Freedom

Two Turkeys
 

Trot towards financial freedom this fall! Its a busy time of year and finances can get tight. Break out of the stress and go wild with a low-rate Whatever Loan that can save you money and hassle! You could get a 60-month Whatever Loan for as low as 8.74%APR.* Whatever you wish for or need, we can help you get it! Click here to apply today. 

*APR = Annual Percentage Rate. Estimated monthly payment is $21.00 per $1,000.00 borrowed for 60 months at 8.74% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. All Unity Catholic Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply.


Spend The Season Worry Free

Unity Catholic Federal Credit Union. Couple Laughing
 

Stressing about all the Christmas time expenses this year? We can help you find a bit of extra wiggle room in your budget so you can afford to deck the halls, bring the jolly and celebrate the season of giving without the added stress of high-interest debt. 

Transfer your balance to a Unity Catholic Credit Card with us and we'll give you 2.99% APR* for 6 months! As an added bonus, you'll get 9.99% APR* on any new purchase balances carried beyond 25 days. 

As always, you'll enjoy no annual fee, no balance transfer fee and a 25-day courtesy period on purchases. 

What are you waiting for? Find your Christmas cheer this year with a Unity Catholic Credit Card!

*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa® Card Agreement. New purchases or cash advances will be at the current rate. As of October 1, 2018, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice.


Giving Back Auto Loan

Giving Back Auto Loan
 

It's a great feeling when you get a new car, but even better when you can give back at the same time. Experience double the joy with our Giving Back Auto Loan. You can get an auto loan at a rate as low as 2.65% APR.*

After you're approved, just tell us which Catholic School or Parish you would like to help, and we will donate $50 to your choice.

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU). Estimated monthly payment is $23.00 per $1,000.00 borrowed for 48 months at 2.65% APR. Offer, rate and term may vary depending on individual credit history. Offer is not valid on indirect loans or vehicles currently financed at UCFCU. No pre-payment penalties apply. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. UCFCU will make a $50.00 donation to the Catholic School or Parish within the Diocese of Cleveland or Eparchy of Parma of the members choosing after all loan papers have been signed. Donations will be combined with others as a lump sum and given at one time at the end of the school year with a list of donors.


Checking Account Offer

Checking Account Offer
 

At Unity Catholic, we don’t believe that you should have to pay a monthly service charge for your checking account. That’s why we offer a steady, no-surprise checking account, with no monthly service fee, and all the extras you would expect in a traditional checking account.

  • Debit Mastercard

  • No Minimum Balance Requirement

  • Online Banking

  • Free Online Billpay*

  • Mobile App

  • And More!


First Time Car Buyer Program

First Time Car Buyer Program
 

You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!

Rates as low as 4.15% APR* for 60 months!

Package also includes:

  • Checking Account

  • Direct Deposit

  • Automated Debit/Payment

  • Debit Card

  • Guardian Angel Visor Clip

  • First Time Visa® Credit Card

*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $20.00 per $1,000. Borrowed at the rate of 4.15% APR for 60 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply. 


Upgrade Your Ride

Little boy riding a toy car dressed in Fall Clothing
 

If you want to take a road trip this fall, your car better be up to the challenge! Upgrade to a car that will get where you need to go this fall. We can help you buy a new or used car and finance you at a great rate! Get an Auto Loan at a rate as low as 2.65% APR!* Plus, no payments for 90 days!

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU) estimated payment is $23.00 per $1,000.00 borrowed for 48 months at 2.65% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply.


Our Members Save Money

Money Saved This Year.jpg
 

We're a credit union. That means we aren't in this business for profit. We are passionate about saving you money, and it shows! This year we have saved members $879,461 so far, and we're planning on increasing that number each month. We care about our members which is why we work hard every day to get them the best rates and deals possible. 

Could you be saving money? 

From auto loans to real estate loans to student loans and beyond, we exist to serve you and help you at every financial stage of life. 


Better Than Secret Santa

Unity Catholic Federal Credit Union Refer a Friend Promo. Christmas Time, kids whispering in Santa Claus' ear.
 

Share the joy of a Unity Catholic membership with your friends! When your friends or family join, you'll both get $25* as a gift from us. Plus, in the spirit of the season, we'll even give your friend the chance to earn an extra $75!*

Now that's what we call spreading holiday cheer. To complete the referral process, simply print our the referral form and follow the directions. Your friends and your wallet will thank you. 

*To qualify for the promotion, the new member must present a completed referral form including the referring members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account at the same time the new membership is established and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying accounts within 60 days of the original membership join date then they will qualify for $10 per additional service. Up to 5 additional services are allowed for a maximum payout of $75. Qualifying accounts are: Checking, Visa, Term Share Accounts, and all Loans. Both the referring member and the new members’ accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. A referral form must be presented by the new member at the time of account opening to qualify for the promotion. See credit union for details. This credit union is federally insured by the National Credit Union Administration.


Christmas Expenses Stressing You Out?

Cute pug sleeping on Christmas presents
 

We've got the remedy! If you need a bit of extra wiggle room in your budget to put presents under the tree, afford those plane tickets to visit family, or host that big, annual holiday party, a Unity Catholic Christmas Loan can help you afford to make this season of giving a huge success. 

Borrow $1250 over 12 months at 2.00% APR* and make this holiday one to remember. As an added bonus, you won't make a single payment until January 2019. 

But don't hit snooze on this deal! You only have until November 17 to apply.

*APR = Annual Percentage Rate. Estimated payment is $110.00 per $1250.00 borrowed for 12 months at 2.00% APR. There is a $50.00 document preparation fee that can be financed.  All loans subject to credit approval, you may apply for and could qualify for up to $10,000.00 on this loan special.  All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. First loan payment will be due in January 2019, interest will accrue during the loan payment deferment. This credit union is federally insured by the National Credit Union Administration.