News & Promotions
Need Money? Snow Worries!
Even if the weather outside still looks frightful, your finances don't have to be! Find financial freedom with the help of a low-rate whatever loan!
Borrow whatever you need for whatever you need at only 8.98% APR* for 60 months. You'll save yourself money and hassle to start the New Year off right.
*APR = Annual Percentage Rate. Estimated monthly payment is $21.00 per $1,000.00 borrowed for 60 months at 8.98% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. All Unity Catholic Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply.
Weighed down by debt?
Transfer your post-holiday balances to a Unity Catholic Visa Credit Card and enjoy a rate as low as 2.99% APR* for 6 months! It will give you time to pay down your debt without the added pressure of excessive interest.
You'll also enjoy an awesome 9.99% APR* on all new purchases carried beyond 25 days, plus no annual fee, no balance transfer fee and a 25-day courtesy period on all purchases.
Ready to drop that extra weight and lower your rate? Apply today!
*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa® Card Agreement. New purchases or cash advances will be at the current rate. As of January 1, 2019, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in ascending order based on applicable APR. All promotions are subject to change or end at any time without notice.
Giving Back Auto Loan
In 2018, we donated $8,080 to 58 schools and churches in the Diocese of Cleveland.
It's a great feeling when you get a new car, but even better when you can give back at the same time. Experience double the joy with our Giving Back Auto Loan. You can get an auto loan at a rate as low as 2.99% APR.*
After you're approved, just tell us which Catholic School or Parish you would like to help, and we will donate $50 to your choice.
*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU). Estimated monthly payment is $23.00 per $1,000.00 borrowed for 48 months at 2.99% APR. Offer, rate and term may vary depending on individual credit history. Offer is not valid on indirect loans or vehicles currently financed at UCFCU. No pre-payment penalties apply. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. UCFCU will make a $50.00 donation to the Catholic School or Parish within the Diocese of Cleveland or Eparchy of Parma of the members choosing after all loan papers have been signed. Donations will be combined with others as a lump sum and given at one time at the end of the school year with a list of donors.
Checking Account Offer
At Unity Catholic, we don’t believe that you should have to pay a monthly service charge for your checking account. That’s why we offer a steady, no-surprise checking account, with no monthly service fee, and all the extras you would expect in a traditional checking account.
Debit Mastercard
No Minimum Balance Requirement
Online Banking
Free Online Billpay*
Mobile App
And More!
First Time Car Buyer Program
You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!
Rates as low as 4.49% APR* for 60 months!
Package also includes:
Checking Account
Direct Deposit
Automated Debit/Payment
Debit Card
Guardian Angel Visor Clip
First Time Visa® Credit Card
*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $20.00 per $1,000. Borrowed at the rate of 4.49% APR for 60 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply.
Is your car up to the challenge this year?
Snow, ice and salt can take a toll on your car. If your current set of wheels looks like it won't make it through this cold-weather season, we can help! Apply for an Auto Loan with us and get a rate as low as 2.99% APR* and no payment for 90 whole days!
There's no need for you to struggle to get from point A to B this year with the help of a Unity Catholic Auto Loan. Now that's something to make this Christmas season extra merry and bright!
*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU) estimated payment is $23.00 per $1,000.00 borrowed for 48 months at 2.99% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply.
Our Members Save Money
We're a credit union. That means we aren't in this business for profit. We are passionate about saving you money, and it shows! In 2018, we helped save members $1,046,945. We are starting our 2019 count all over again and we are excited to help you. We care about our members which is why we work hard every day to get them the best rates and deals possible.
Could you be saving money? Let us be a part of your financial puzzle!
From auto loans to real estate loans to student loans and beyond, we exist to serve you and help you at every financial stage of life.
Birds of a Feather..
You know how the saying goes. When you tell your flock to join Unity Catholic, you'll both receive $25* as a special thank you from us! As an added bonus, any friends or family that join will have the opportunity to earn an extra $75!*
Talk about flying high! To complete the referral process, simply print out the referral form and follow the directions. Your friends and your wallet will thank you.
*To qualify for the promotion, the new member must present a completed referral form including the referring members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account at the same time the new membership is established and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying accounts within 60 days of the original membership join date then they will qualify for $10 per additional service. Up to 5 additional services are allowed for a maximum payout of $75. Qualifying accounts are: Checking, Visa, Term Share Accounts, and all Loans. Both the referring member and the new members’ accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. A referral form must be presented by the new member at the time of account opening to qualify for the promotion. See credit union for details. This credit union is federally insured by the National Credit Union Administration.
