News & Promotions

COVER ALL THE HOLIDAYS WITH THIS LOAN OR HAVE A LITTLE FUN

The possibilities are endless.

^{*APR = Annual Percentage Rate. Sample principal and interest payments $155 per $1,500 borrowed for 10 months at 6.99% APR. A $50.00 document preparation fee applies; this can be financed. Cannot be used to refinance an existing Unity Catholic Federal Credit Union (UCFCU) loan. All loans are subject to credit approval. Based on your individual credit score, the maximum amount/term will vary. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI, a licensed insurance company. 10/1 - 12/31/25.}

BIG PLANS? USE A HELOC TO MAKE THEM HAPPEN!

^{*APR - Annual Percentage Rate. This is a variable-rate loan and will change based on the Prime Rate as printed in the Wall Street Journal, published 10 days before the end of each month. The introductory APR is 3.99%APR* and expires on 12/31/2026. The applicable interest rate will go to **Prime Rate plus/minus the margin based on your credit score at the time of application, after the introductory period has expired. As of 06/30/2025 the Prime Rate is 7.50%APR; The best rate available after the promotional period is Prime = 7.50% - .50% = 7% this is the rate available to Unity Catholic Federal Credit Union (UCFCU); based on 80% loan to value, owner occupied principal residence, not all members will qualify for the lowest rate. This loan cannot be used to refinance an existing UCFCU loan. Advances are amortized over 120 months. Sample monthly payment: $5,000 financed at 7% APR for 120 months is $59.00. Minimum initial loan advance of $5,000. Application deadline is 12/31/2025, must close by 01/31/2026. Loan fees and closing costs of $400.00 are paid by the borrower. Members will be responsible for title insurance if the Line of Credit is the mortgage in first lien position. A UCFCU Checking Account, Debit Card and/or direct deposit with payroll deduction is required to qualify for this loan. All loans are subject to credit approval. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI, a licensed insurance company and an Equal Housing Lender. 10/01 – 12/31/25.}

TALK TO UNITY TO RECEIVE AN EXTRA 1% OFF YOUR QUALIFIED RATE* WHEN YOU REFINANCE YOUR NEXT AUTO WITH UNITY CATHOLIC

^{*The discount of 1% off the qualified rate on vehicle loans. (ex. If your qualified rate is 5.74% your discounted rate would be 4.74% on a 72-month loan (sample payment is $17 per $1,000 borrowed). Not all will qualify for the lowest rate. Offer/rate may vary based on individual credit history. All loans are subject to credit approval. A $200 document preparation fee may be financed. **Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $1,250M is available through ESI. 10/01 – 12/31/25.}

Spread the Joy: Refer a Friend and Let the Fun Multiply!

*To qualify for the promotion, the referring member should complete the referral form (electronic or paper) including the existing and new members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account with at least $5 and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying services within 60 days of the original membership join date, they will qualify for $15. Per additional service. Up to 5 additional services are allowed for a maximum payout of $100. Qualifying services are active Checking, MasterCard Debit Card, Bill Pay, Visa Credit Card and all Loans. Both the referring member and the new members' accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. All Unity Catholic Federal Credit Union programs are subject to change/end at any time without notice. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI. Equal Housing Lender