News & Promotions

 

Home Equity Line Of Credit

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Be the hero your home needs with a Home Equity Line of Credit from Unity Catholic!

Don’t put off those home repairs or remodels any longer! Swoop in and save the day by creating the kitchen of your dreams or revamping that basement den you’ve been avoiding. When you open a Home Equity Line of Credit from Unity, you get 1% APR* off your qualifying rate for a year AND $100 off fees. Don’t miss your opportunity to take advantage of this limited time offer. Your house will thank you!

*The promotional rate discount of 1%APR is available for 12 months from the date loan documents are signed. The APR for a Home Equity Line of Credit (HELOC) is variable, based on the Prime Rate as published in the Wall Street Journal +/- a margin based on credit worthiness. The current variable APRs range from 5% to 7.50%APR, subject to change after account opening. The maximum rate is 18%. Rates can change up to 2% per quarter. This product cannot be used to refinance an existing Unity Catholic Federal Credit Union (UCFCU) HELOC. Loan advances are amortized over 120 months, maximum draw period is 60 months. The sample monthly payment for the minimum initial loan advance of $5,000 financed at 4.00%APR for 120 months is $51. This is based on 70-80% loan-to-value and your creditworthiness of your owner occupied principal residence. †Loan fees are $350, minus the $100 fee discount during the promotion period, fees are paid by the borrower. Member will be responsible for title insurance if the HELOC is the mortgage in first lien position $4/$1,000 (min of $125). A UCFCU Checking Account, Debit Card and/or direct deposit with payroll deduction is required. Loan is subject to credit approval. This credit union is federally insured by the NCUA and is an Equal Housing Lender.


Acheive Your Goal

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What could you do with an extra $150? 
Even though the possibilities are endless, Unity Catholic is giving you the opportunity to find out! When you open a checking account with us, we'll deposit $150* into your account. By opening an account at Unity Catholic, you can:

  • Simplify your finances

  • Jumpstart your savings

  • Create an emergency fund

Get started today! 

*Bonus/Account Information: Offer valid for new Unity Catholic Federal Credit Union Smart Checking accounts. Offer not available to existing checking members or to those with a Money Market Checking or an account that has been closed within the last 12 months. To obtain the $150 bonus, member must sign up for direct deposit(s) totaling $250 or more must be received within 45 days of account opening AND have an active MasterCard Debit Card. Bonus will be deposited into your new checking account after 90 days of account opening if qualifying activity requirements have been met. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax adviser. See your credit union representative for details. Federally insured by NCUA.


Credit Unions for Kids

Using Online Bill Pay gives you more control over finances and can also help change a child's life. With each qualifying transaction, a donation will be made to help purchase items for children's hospitals, like giraffe beds, comfy blankets and electric cars that they can drive to their therapy session – which helps them on their road to recovery.

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Financing Your Dream Car Doesn’t Have to be Difficult.

Unity Catholic has a lot of options to help members save money on auto financing. We keep it simple - low rates and good terms. 
Let Unity help you finance that car you’ve been eyeing. Take advantage of ZERO payments for 90 days and save big with rates as low as 1.99% APR.*
Enjoy driving around this summer knowing that Unity is the best option for saving members money on auto financing. 

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU) estimated payment is $22.00 per $1,000.00 borrowed for 48 months at 1.999% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration.


We Love To Save You Money!

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The opportunities at Unity Catholic are truly boundless. From everyday banking to loans and mortgages, to planning for the future, let us be a part of your financial puzzle. With all the pieces together, there’s a “wow” factor that is altogether awesome! Last year we saved members $1,046,945 by helping them refinance debt and put them in a better financial picture. This year we have already helped members save $442,219. What have you gained from your Unity Catholic experience? What do you want gain the future? Make 2019 a memorable one.

Visit us today and discover financial empowerment!


Visa Balance Transfer

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Heavy With Debt?

We have your solution. The Unity Catholic Visa Card is here to lift the burden. Transfer your balances to our lower interest rate credit card and enjoy a rate as low as 2.99% APR* for 6 months. Plus, you’ll get a low 9.99% APR* on any balance carried beyond 25 days after the introductory period.  As always, you’ll have no annual fee, no balance transfer fee, and a 25-day courtesy period on all purchases. Ready to get started? 

*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa® Card Agreement. New purchases or cash advances will be at the current rate. As of April 30, 2019, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice. Federally insured by NCUA.


Chase Your Dreams

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Chase Your Dreams.

Remember that feeling of freedom when you were a kid on summer vacation? Feel that same freedom again! Gain financial freedom with a low-rate Whatever Loan that can save you money and hassle. 

You can get a rate as low as 9.49% APR* on your loan. No need to worry about excessive interest or outrageous terms. Whatever you wish for, whatever you need, we can help. 

*APR = Annual Percentage Rate, estimated payment is $22.00 per $1,000.00 borrowed for 60 months at 9.49% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply


First Time Car Buyer Program

First Time Car Buyer Program

You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!

Rates as low as 3.24% APR* for 72 months!

Package also includes:

  • Checking Account

  • Direct Deposit

  • Automated Debit/Payment

  • Debit Card

  • Guardian Angel Visor Clip

  • First Time Visa® Credit Card

*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $16.00 per $1,000. Borrowed at the rate of 3.24% APR for 72 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply.  This credit union is federally insured by NCUA