News & Promotions

A dream might be a wish your heart makes, but we believe that dreams really can come true. Thanks to the Unity Catholic Whatever Loan, you can gain financial freedom with a low-rate Whatever Loan.

Whatever you wish for, whatever you need, we can help! Get a 60-month loan as low as 9.49% APR* to save money and hassle. 

*APR = Annual Percentage Rate, estimated payment is $21.00 per $1,000.00 borrowed for 60 months at 9.49% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply.

Ready to grow some green? The Unity Catholic 12-Month Share Certificate is here to help give your savings a boost! Don't miss out on this special rate of 2.52% APY!* 

The best part is, you don't have to tie up your money for years to see grow. No need to start searching for a 4-leaf clover, this Share Certificate is available to you, no luck required. 

*APY= Annual Percentage Yield. Annual percentage yield with a $1,000 minimum deposit. Rate available 3/1/19 – 3/31/19, All Unity Catholic Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Early withdraw penalties apply. Other rates and terms available. 

There’s value in your home! For a limited time, you can borrow against the equity in your home with the help of a Home Equity Loan and get a rate as low as 4.50% APR* for 10 years. The best part is, you’ll avoid rising interest rates when you lock in your Home Equity Loan today! 

No matter what you need it for, a Home Equity Loan is the perfect way to find the funds you need. Ready to get started? 

*APR=Annual Percentage Rate as low as 4.50%, estimated monthly payment is$104.00 for $10,000.00 borrowed. Must have 80% LTV (loan to value) equity position. Loan must result in a second lien position of property and cannot be used to refinance an existing Unity Catholic FCU loan. Member will only pay for the appraisal needed to determine the value of the home. Offer, rate and term may vary depending on individual credit eligibility. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice.

Grab your friends and classmates to join Northeast Ohio Credit Unions for the 2019 Mad City Money Competition! You and your team will compete in a virtual “Game of Life” with an opportunity to win a Grand Prize of a $1,500 scholarship for EACH of your team members! Second Place team wins $1,000 Scholarships EACH! Third Place team wins $500 EACH!

EASY REGISTRATION

1. Go to madcityneo.com and register. You will be teamed up with two other competitors at random on the day of the event. This is a great team-building exercise and opportunity to meet new friends.

2. To complete your registration you will need to complete the online registration form and accept the terms of the competition.

Deadline for registration is April 6, 2019. Direct questions to one of the participating credit unions listed below or email support@madcityneo.com.

The Ohio Credit Union Foundation is offering Ohio undergraduate credit union members the opportunity to apply for a $5,000 video-based scholarship by creating an interactive 60-second to 2½-minute video answering the following scholarship question:

Pick one of the five fundamentals of credit unions and use it to convince your best friend why it's better to use a credit union than any other kind of financial institution. 

*Five fundamentals of all credit unions: cooperative business model, non-profit, democratically controlled (one member, one vote), member-owned, with a board of directors comprised of its member-owners.

Enjoy crazy adventures, not crazy payments. If you can’t keep up with your current auto loan payments but don’t want to give up your current car, we’ve got a great solution for you. Refinance your ride with the help of Unity Catholic and get a rate as low as 3.49% APR.* As an added bonus, we’ll even give you 90 days before your first payment is due so you can go adventuring without stressing about your auto payments. Ready for more fun and less frustration? Apply today!

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU) estimated payment is $19.00 per $1,000.00 borrowed for 60 months at 3.49% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in you having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration.

Transfer your post-holiday balances to a Unity Catholic Visa Credit Card and enjoy a rate as low as 2.99% APR* for 6 months! It will give you time to pay down your debt without the added pressure of excessive interest. 

You'll also enjoy an awesome 9.99% APR* on all new purchases carried beyond 25 days, plus no annual fee, no balance transfer fee and a 25-day courtesy period on all purchases. 

Ready to drop that extra weight and lower your rate? Apply today! 

*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa® Card Agreement. New purchases or cash advances will be at the current rate. As of January 1, 2019, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in ascending order based on applicable APR. All promotions are subject to change or end at any time without notice. 

In 2018, we donated $8,080 to 58 schools and churches in the Diocese of Cleveland.

It's a great feeling when you get a new car, but even better when you can give back at the same time. Experience double the joy with our Giving Back Auto Loan. You can get an auto loan at a rate as low as 3.24% APR.*

After you're approved, just tell us which Catholic School or Parish you would like to help, and we will donate $50 to your choice.

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU). Estimated monthly payment is $23.00 per $1,000.00 borrowed for 48 months at 3.24% APR. Offer, rate and term may vary depending on individual credit history. Offer is not valid on indirect loans or vehicles currently financed at UCFCU. No pre-payment penalties apply. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. UCFCU will make a $50.00 donation to the Catholic School or Parish within the Diocese of Cleveland or Eparchy of Parma of the members choosing after all loan papers have been signed. Donations will be combined with others as a lump sum and given at one time at the end of the school year with a list of donors.

You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!

Rates as low as 4.74% APR* for 60 months!

Package also includes:

• Checking Account

• Direct Deposit

• Automated Debit/Payment

• Debit Card

• Guardian Angel Visor Clip

• First Time Visa® Credit Card

*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $20.00 per $1,000. Borrowed at the rate of 4.74% APR for 60 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply. 

You know how the saying goes. When you tell your flock to join Unity Catholic, you'll both receive $25* as a special thank you from us! As an added bonus, any friends or family that join will have the opportunity to earn an extra $75!* 

Talk about flying high! To complete the referral process, simply print out the referral form and follow the directions. Your friends and your wallet will thank you. 

*To qualify for the promotion, the new member must present a completed referral form including the referring members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account at the same time the new membership is established and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying accounts within 60 days of the original membership join date then they will qualify for $10 per additional service. Up to 5 additional services are allowed for a maximum payout of $75. Qualifying accounts are: Checking, Visa, Term Share Accounts, and all Loans. Both the referring member and the new members’ accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. A referral form must be presented by the new member at the time of account opening to qualify for the promotion. See credit union for details. This credit union is federally insured by the National Credit Union Administration.