Consumer Loans

Consumer Loans from Unity Catholic

Borrowing from the credit union is quick and easy. We have loans to cover a variety of needs with affordable interest rates and flexible terms.  You can apply online and your application will be reviewed within one business day. Click here to apply online.

New & Used Vehicle Loans

Not sure what you need to know to buy a car? Take the Auto Loan Finance Money Ed and learn how much you can afford and things to avoid when buying.

Click here to apply for an auto loan

Get more vehicle for your money when you finance – or refinance from another financial institution– your auto loan at Unity Catholic Federal Credit Union! We offer competitive interest rates with terms up to 72 months. Rate and maximum term depend on your personal credit history and the age of your vehicle.

TruStage™ Auto Insurance Program


You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program.

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Personal Loans

Click here to apply for a personal loan

With a personal loan, you can borrow for any reason and repay the loan over an extended period. Usually, the only collateral we need is your signature. Maximum term and rate depend on your credit history, and the maximum amount of the loan is $10,000.

Share & Certificate Secured Loans

Click here to apply for a Secured Loan

Borrow against your savings to get the cash you need fast, or to rebuild your credit. Low, fixed rates are based on current dividends and approval is guaranteed.

Catholic School Tuition Loans

Click Here to apply for our Catholic School Tuition Loan

We are committed to helping parents provide the education that they want for their children. You can pay Kindergarten through grade 12 with our tuition loan. We offer a low, fixed rate education loan that allows you to make payments over 12 months instead of the nine months traditionally available at your school.
Incarnate Word Academy loans are for a maximum of 10 months.
Student Savers is available at IWA every Friday morning in the Library

Click here to apply for your tuition loan


Trinity High School loans are for a maximum of 12 months, depending on the deadline schedule.

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Click here to apply for your tuition loan


Please apply for our regular Catholic School Tuition Loan, enter your school name

Click here to learn more about our youth programs and scholarship opportunities.

Higher Education Loans

Personal Finance Education for College Students

Lendkey College Resource Center
The Stafford Loan is available to students who are enrolled at least half-time in college and is obtained by completing the FAFSA application (Free Application for Student Aid) at
The Stafford Loan is a federal loan that is available in two forms:

  • Subsidized Stafford Loan are awarded to students based on their financial need. The government pays the interest on these loans for as long as students are enrolled at least half-time in college.

  • Unsubsidized Stafford Loans are not need-based, so they are available to all eligible students, regardless of how much help they need. Students, not the government, are responsible for paying the interest on these loans.

Increasing education costs coupled with decreasing scholarship and grant opportunities have forced families to turn to private student loans to cover the cost of higher education. Unity Catholic recognizes the challenges its members face when trying to pay for college, and we’re committed to offering our members access to affordable private student loan financing.

We have partnered with LendKey, a private student loan underwriter, to announce the Unity Catholic Federal Credit Union Private Student Loan Program - a student loan that can be utilized for any education-related expense such as tuition, room and board, books, supplies and other educational items.

The Unity Catholic Federal Credit Union Private Student Loan features:

  • No application fee

  • Competitive interest rates

  • Borrow as little as $2,000.00

  • Choose between making interest payments or a nominal $25 "Proactive Payment" towards the loan while in school

  • To learn more about Rates and Fees Click Here

LendKey considers not only the traditional credit bureau report, but they also evaluate the student borrower’s academic attributes. The result is a process that recognizes and rewards the borrower’s academic achievement.

Prior to considering a private student loan, both Unity Catholic Federal Credit Union and LendKey strongly encourage all student borrowers to first exhaust all scholarships, grants and federal loans.

To apply online click