Smart Checking Account

Exceptional convenience and financial tools to enhance your banking experience.

  • Enjoy no monthly fees, no minimum balances, and surcharge-free access to Alliance One and select MoneyPass ATMs.

  • Manage finances easily with Home Banking, Online Bill Pay, and secure e-Statements.

  • Monitor your credit and receive personalized alerts through Credit Sense.

  • Benefit from Overdraft Privilege and a Debit Mastercard compatible with Mobile Wallets.

  • Utilize Direct Deposit, Payroll Deductions, and unlimited check writing for easy account management.

  • Download the free Mobiliti app to manage your account from anywhere.

Home Banking is a free service, you must access your account via our App or computer once every 90 days to avoid an inactivity fee of $1.
**Bill Pay is a service offered to members though home banking and Unity Catholic’s mobile app. Fees: Waived for the first three months, then $3.00 per month if no activity is performed in that given month. Federally Insured by NCUA.

Money Market Checking Account

  • Earn higher dividends on Money Market Checking balances

  • Dividends paid monthly on daily balances of $1,500 or more

  • No monthly service fees and unlimited check writing

  • Unlimited transactions at Alliance One, MoneyPass, and credit union ATMs

  • Includes free Home Banking, Online Bill Pay, and e-Statements

  • Free credit monitoring via Credit Sense with customized alerts

  • Debit Mastercard with Apple, Google, and Samsung Pay compatibility

  • Offers Overdraft Privilege, Direct Deposit, and Payroll Deduction

*Home Banking is a free service. You must access your account via our App or computer once every 90 days to avoid an inactivity fee of $1.
**Bill Pay is a service offered to members through home banking and Unity Catholic’s mobile app. Fees: Waived for the first three months, then $3.00 per month if no activity is performed in that given month. Federally Insured by NCUA.

Direct Deposit

Save time and money by setting up automatic deposits and payments with Direct Deposit or Payroll Deduction. You’ll have access to your money faster and without the need to visit the credit union. Deposit all or a portion of your payroll or government check; even spread your deposit across multiple accounts or loans at Unity Catholic FCU. Contact your employer to set up direct deposit.

To start Direct Deposit, you will need your member number and our routing number. 

Unity Catholic Federal Credit Union routing number - 241081105