Share Savings Account

A Share Savings Account is the foundational account that allows you to save and grow your money securely.

  • Open a Share Savings Account with $5 to earn dividends.

  • Maintain a $5 balance to access full services, including loans and cards.

  • Receive personalized financial solutions with a community focus.

  • Join by opening an account at any branch.


Term Share Certificate

Grow savings with Unity Catholic FCU’s term share certificates, starting at a $500 minimum.

  • Choose flexible terms from six months to five years to meet your goals.

  • Longer terms offer higher competitive dividend rates for better returns.

  • Check current rates online or contact our team to find the right account.

  • Call our staff today to easily open your certificate.


Money Market Savings

Open a Unity Catholic FCU Money Market Savings Account for higher dividends and fund access.

  • Earn higher yields than traditional savings with a $1,000 minimum balance.

  • Contact our staff to learn about benefits, fees, and to get started.

  • Maximize savings with the security of credit union membership.


Christmas Club Account

Open a dividend-bearing Christmas Club account at Unity Catholic Federal Credit Union anytime to prepare for holiday celebrations.

  • Eliminate holiday stress and meet savings goals by making regular deposits year-round.

  • Plan ahead to take control of your finances for a joyous season.

  • Contact our staff today for guidance on opening your account and achieving financial peace of mind.


Vacation Club Account

Save year-round for your dream trip with a specialized vacation account.

  • Earn two-tiered dividends on regular deposits to build your travel fund.

  • Balances transfer automatically to your regular share account every April 1.

  • Access funds in time for bookings through a stress-free experience at Unity Catholic FCU.


Individual Retirement Accounts

Open an IRA Share Account with just $50 to start or build upon your retirement savings.

  • Open an IRA Certificate with as little as $500 with a term of 1, 2, or 5-years to earn higher dividends

  • Choose Traditional IRA, Roth IRA, or Coverdell Education Savings Accounts.

  • Use online calculators to create a personalized retirement plan and sign up for payroll distribution to contribute regularly.

  • Savings are NCUA insured up to $250,000 with an additional $1.25M from ESI.


Roth IRAs

Roth IRAs – Prepare for your future with a Roth IRA.

IRA and Retirement Plan Distributions

IRA and Retirement Plan Distributions – Is it time to cash in on your retirement savings?

Inherited IRA

Inherited IRAs – Understand your beneficiary distribution options.

Traditional IRAs

Traditional IRAs – Save for your retirement with a Traditional IRA.

Transfers, Rollovers, and Conversions

Transfers, Rollovers, and Conversions – Move your retirement savings without losing tax benefits.

Coverdell ESAs

Coverdell ESAs – Help the child in your life achieve a bright future.