Credit Cards

Don’t waste money paying fees and high interest rates for the privilege of carrying a credit card! A VISA® Card from Unity Catholic Federal Credit Union provides the convenience you need without breaking your budget. 

Unity Catholic has one of the BEST credit cards on the market, but if you don't make wise credit choices having the best card won't do you any good. Take this Credit Smart course to help you make better choices.

There’s absolutely no cost to carry the Unity Catholic VISA® Card… and there’s no cost to use it unless you carry a balance month-to-month.

Benefits include:

• No annual fee

• No balance transfer fee

• 25-day courtesy period on purchases

• Low rate of 11.99% APR* for any balance carried beyond 25-days

• Purchases

• Cash advances

• Balance transfers - ZERO fees!

• Visa® Rewards

• Convenience of paying with your Mobile Wallet using Apple Pay or Samsung Pay
  

• Click here to apply for your Unity Catholic VISA® Credit Card.

 *APR= Annual Percentage Rate

To report fraud on your Visa Credit Card please call 844-308-7732 and follow the prompts.

Members who have a Unity Catholic FCU VISA card are automatically enrolled. Earn one point for every dollar you spend! uChoose rewards can be used for merchandise or travel. The uChoose rewards site is linked as a Single Sign On (SSO) through Unity’s home banking and app.

Are you tired of carrying around your credit card? Or do you just want a more convenient payment option? You probably have your smartphone on hand anyway – now you can use it to make payments with your Unity Catholic Visa® Credit Card with Apple Pay and Samsung Pay!

Use your Apple Pay or Samsung Pay enabled smartphone to pay in stores without swiping your card and within apps without entering payment and contact information.

When you add your card, a unique Device Account Number is assigned, encrypted, and securely stored. When you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process the payment. This means you don't need to use your Unity Catholic Visa® Credit Card information when making a purchase – and that means you're less vulnerable to cyber crime and identify theft.

Click here to find out more about Apple Pay.

Click here to find out more about Samsung Pay.

Don't have a Unity Catholic Visa® Credit Card yet? Apply now!