News & Promotions

NEW CARD. BETTER RATE.

*APR (Annual Percentage Rate). All credit offerings are subject to credit approval. The 2.99%APR for Purchases (P) and Balance Transfer (BT) transactions that post between 4/13/2026 and 7/31/2026 will receive the rate of 2.99%APR* for the life of balance and will not convert back to the contractual rate. The life of the balance transactions must post between 4/13/26 – 7/31/26. This introductory rate does not apply to current balances or to transactions made after 7/31/26. BT may not be used to pay existing Unity Catholic Federal Credit Union (UCFCU) loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa Card Agreement. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly payments are required and will be applied to the outstanding balance with the highest rate; any remaining portion will be applied to balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI, a licensed insurance company and an Equal Housing Lender.

YOUR HOME. YOUR GOALS. OUR BEST RATE

*APR= Annual Percentage Rate. This is a variable rate loan and will change based on the Prime Rate as printed in the Wall Street Journal published 10 days prior to the end of each month. The introductory APR is 3.99%APR* and expires on 06/30/2027. The applicable interest rate will go to **Prime Rate plus/minus the margin based on your credit score at the time of application after the introductory period has expired. As of 01/16/2026 the Prime Rate is 6.75%APR; The best rate available after the promotional period is Prime = 6.75% - .50% = 6.25% this is the rate available to Unity Catholic Federal Credit Union (UCFCU); based on 80% loan to value, owner occupied principal residence, not all members will qualify for the lowest rate. This loan cannot be used to refinance an existing UCFCU loan. Advances are amortized over 120 months. Sample monthly payment: $5,000 financed at 6.25% APR for 120 months is $59.00. Minimum initial loan advance of $5,000. Application deadline is 06/30/2026 and must close by 07/31/2026. Loan fees and closing costs of $400.00 are paid by the borrower. Members will be responsible for title insurance if the Line of Credit is the mortgage in first lien position. A UCFCU Checking Account, Debit Card and/or direct deposit with payroll deduction is required to qualify for this loan. All loans are subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI a licensed insurance company and an Equal Housing Lender. 04/01/2026 – 06/30/2026

GET READY FOR SUMMER - WHAT'S ON YOUR BUCKET LIST?

^{A $200 document preparation fee may be financed. Offer/rate may vary based on individual credit history. All loans are subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in you having to pay higher total finance charges. All programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI, a licensed insurance company and an Equal Housing Lender.}

GET PAID TO BE A GOOD FRIEND!

*To qualify for the promotion, the referring member should complete the referral form (electronic or paper) including the existing and new members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account with at least $5 and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying services within 60 days of the original membership join date, they will qualify for $15. Per additional service. Up to 5 additional services are allowed for a maximum payout of $100. Qualifying services are active Checking, MasterCard Debit Card, Bill Pay, Visa Credit Card and all Loans. Both the referring member and the new members' accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. All Unity Catholic Federal Credit Union programs are subject to change/end at any time without notice. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI. Equal Housing Lender