Start Your Journey with Confidence
Buying your first car is a big step that brings freedom, excitement, and new opportunities. At Unity Catholic Federal Credit Union, we’re here to ensure your first car-buying experience is smooth and affordable. Our First-Time Car Buyer Program is designed to help you drive away with peace of mind and a payment plan that fits your budget.
Why Choose Unity Catholic FCU?
Rates as low as 5.24% APR*: Keep your payments affordable while you hit the road.
Flexible Terms: Choose a loan term that works best for you.
No Credit History? No Problem!: We’re here to help you get started.
Give Back While You Drive: We’ll donate $50 to the Catholic church or school of your choice when you finance your first car with us.
Let’s make your first car-buying experience one to remember. Take the wheel with confidence and start your journey today!
*APR = Annual Percentage Rate. Applicants must be 18 years old and have income to qualify. Monthly payment is $24.00 per $1,000. Borrowed at the rate of 5.49% APR for 48 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans are subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. The loan is subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250,000 through ESI a licensed insurance company and an Equal Housing Lender.