Retirement Planning: How to Secure Your Future Today

 
Retirement Planning
 

Start where you are—your future self will thank you.

Retirement might feel far away or just around the corner, but no matter your age or stage of life, the best time to plan is now. Whether you're just getting started or reviewing your progress, having a plan in place helps you move toward retirement with confidence and clarity.

Here’s how to set a solid foundation for the road ahead:

Everyone’s journey looks different, but a few smart steps can help guide you toward a more secure and fulfilling retirement:

  • Know your number: Estimate how much you’ll need to cover your living expenses, hobbies, healthcare, and more.

  • Take advantage of tax-advantaged accounts: IRAs, 401(k)s, and other retirement accounts offer benefits that can help your savings grow faster.

  • Don’t leave money on the table: If your employer offers a 401(k) match, contribute at least enough to get the full match.

  • Diversify your savings: A mix of savings, investments, and retirement accounts can help you weather market ups and downs.

  • Revisit your plan regularly: Life changes. So should your plan. Make it a habit to check in annually and adjust as needed.

You don’t have to do it alone. At Unity Catholic FCU, we’re here to help you build a future rooted in peace of mind with our Individual Retirement Accounts. Whether you’re starting small or taking the next big step, let’s make retirement feel less like a question mark and more like a plan you can trust.

Unity Catholic FCU