The Ultimate Back-to-School Checklist for a Smart Start
August is here, which means the back-to-school season is in full swing across Ohio! Between adjusting to earlier bedtimes and squeezing in those last few summer memories, getting the family ready for a new academic year can feel a bit overwhelming. At Unity Catholic FCU, we want to make this transition as smooth and budget-friendly as possible, so you can spend less time stressing about upcoming expenses and more time enjoying those final summer days with your kids.
To help you keep your finances on track and your stress levels low, we’ve put together a handy back-to-school checklist. Don't forget to time your shopping with Ohio’s traditional Sales Tax Holiday happening August 7–9, 2026, to maximize your savings!
Take Inventory: Before heading to the store, check your closets and desks. You might be surprised by how many binders, pens, and gently used clothes from last year are still in great shape.
Set a Firm Budget: Decide exactly how much you can comfortably spend per child before you start browsing the aisles to avoid impulse purchases.
Shop the Ohio Tax-Free Weekend: Mark your calendars for August 7–9! Pick up qualifying clothing (priced at $75 or less per item) and school supplies (priced at $20 or less per item) without paying state or local sales tax.
Involve the Kids: Turn shopping into a practical financial literacy lesson. Give older kids a set amount for their supplies and let them practice budgeting for their own folders, notebooks, and backpacks.
Leverage Your Credit Union: If you need a little extra help covering larger expenses like a new laptop, dorm room essentials, or sports fees, reach out to us to explore our low-rate Visa® credit card and consumer loan options.
Sending the kids back to class shouldn't break the bank. With a little planning and a smart shopping strategy, you will have them set up for academic success from day one. Whether you want to open a Youth Savings Account to teach your children the value of a dollar or you need to speak with our team about your family's financial goals, we are here for you.