Turn Your Home Improvement Plans Into Reality
Home improvement projects are exciting but figuring out how to pay for them can feel overwhelming. Whether you’re planning a small upgrade or a major renovation, choosing the right financing can help keep your project (and your budget) on track.
Unity Catholic offers several home improvement lending options to help you move forward with confidence.
Explore Your Home Improvement Financing Options
Personal Home Improvement Loans
Personal loans are a popular option for home improvement projects. These loans are typically funded as a lump sum with fixed rates, payments, and terms, making them easy to budget for. If you have good credit and a clear project plan, this option can provide fast access to the funds you need. Just be mindful not to overspend since you receive the full amount upfront.
Home Equity Loans
A home equity loan allows you to borrow against the equity in your home, often at a lower interest rate than other financing options. With fixed payments and predictable terms, this can be an ideal solution for larger projects. It’s important to carefully estimate your project costs, as the loan amount is set upfront.
Home Equity Lines of Credit (HELOCs)
A HELOC gives you access to a revolving line of credit secured by your home. You can draw funds as needed for projects like kitchen upgrades, bathroom remodels, or new appliances, and you only pay interest on what you use. While rates are typically variable, HELOCs offer flexibility that can be especially helpful when project costs change along the way.
Why Choose Unity Catholic for Your Home Project?
Competitive rates and flexible lending options
Guidance to help you choose the right financing for your goals
A trusted financial partner focused on your long-term success
When you use your financing wisely, home improvements can add comfort today and value tomorrow.
Ready to Get Started?
Apply Now or Connect with a Unity Catholic Lending Specialist to explore your home improvement financing options.