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Type of Account Rate Minimum Balance
Share Account (Savings) 0.15% (0.15% APY) $5
Student Share Account 0.15% (0.15% APY) $5
Christmas Club 0.15% (0.15% APY) N/A
Share Draft 0.00% (0.00% APY) N/A

Type of Account Rate Minimum Balance
Tier I 0.15% (0.15% APY) $1000 - $4,999.99
Tier II 0.15% (0.15% APY) $5,000 - $24,999.99
Tier III 0.25% (0.25% APY) $25,000 - $74,999.99
Tier IV 0.35% (0.35% APY) $75,000 and up

Type of Account Rate Minimum Balance
Tier I No Dividends Paid Less than $1,500
Tier II 0.05% (0.05% APY) $1,500 - $4,999.99
Tier III 0.15% (0.15% APY) $5,000 - $9,999.99
Tier IV 0.15% (0.15% APY) $10,000+

Term Rate Minimum Balance
Term Share (6 months) 0.50% (0.50% APY) $500.00
Term Share (1 Year) 1.00% (1.00% APY) $500.00
Term Share (2 Year) 1.20% (1.20% APY) $500.00
Term Share (3 Year) 1.40% (1.41% APY) $500.00
Term Share (4 Year) 1.60% (1.61% APY) $500.00
Term Share (5 Year) 1.90% (1.91% APY) $500.00

Type of Account Rate Minimum Balance
IRA Share Account  0.30% (0.30% APY) $50.00
IRA Share Certificate (1 Year)  1.05% (1.05% APY) $500.00
IRA Share Certificate (2 Year)  1.25% (1.26% APY) $500.00
IRA Share Certificate (5 Year)  1.95% (1.96% APY) $500.00
Type of Loan Term APR (as low as)
Model Year 2016-2018* 84 months 3.90% (1,2,3,4,5)
Model Year 2016-2018* 72 months 2.90% (1,2,4,5)
Model Year 2016-2018* 60 months 2.65% (1,2,4,5)
Model Year 2016-2018* 48 months 2.40% (1,2,4,5)
Model Year 2011-2015* 72 months 3.65% (1,2,3,4,5)
Model Year 2011-2015* 60 months 3.15% (1,2,4,5)
Model Year 2011-2015* 48 months 2.65% (1,2,4,5)
Model Year 2010 and Older 60 months 5.40% (1,2,4,5)
Model Year 2010 and Older 48 months 5.15% (1,2,4,5)
Type of Loan Term APR (as low as)
WHATEVER = Personal Loans + 60 months 8.74% (1,2,5)
WHATEVER = Personal Loans + 36 months 8.24% (1,2,5)
Share Secured 60 months 2.65%
Share Secured 61-120 months 3.15%
Term Share Certificate Secured Share Term Certificate Rate plus 2.00%
Tuition 12 months 6.99%
Home Improvement 66 months 6.74% (1,2,5)
Type of Loan Maximum Term APR
VISA® Purchases Revolving 9.99%
VISA® Cash Advances Revolving 9.99%
VISA® Balance Transfer 6 Months 2.99%
Type of Loan Term APR (as low as)
Home Equity Loan  60 months 4.00%(~,2)
(fixed rate) 120 months 4.50%(~,2)
180 months 4.75%(~,2)
Home Equity Line of Credit Variable Rate 4.00%(~,2)
First Mortgage 360 months

For Current Rates Please Call

440-886-2558