Consumer Loans
Borrowing from the credit union is quick and easy. We have loans to cover a variety of needs with affordable interest rates and flexible terms. You can apply online and your application will be reviewed within one business day.
click here to apply online.
New & Used Vehicle Loans
Click here to apply for an auto loan
Get more vehicle for your money when you finance – or refinance from another financial institution– your auto loan at Unity Catholic Federal Credit Union! We offer competitive interest rates with terms up to 72 months. Rate and maximum term depend on your personal credit history and the age of your vehicle.
Enterprise Car Sales
Enterprise offers great used cars that have gone through a 120 point check list to ensure that the car is in good working condition. All cars are priced at or below blue book prices so you always know that your getting a great deal. Enjoy no haggle pricing from Enterprise and Enjoy great loan rates from Unity Catholic Federal Credit Union.
Click here to learn about this months special.
Signature Loans
Click here to apply for a signature/personal loan
With an unsecured personal loan, you can borrow for any reason and repay the loan over an extended period. The only collateral we need is your signature. Maximum term and rate depend on your credit history, and the maximum amount of the loan is $10,000.
Share and Certificate Secured Loans
Click here to apply for a Secured Loan
Borrow against your savings to get the cash you need fast, or to rebuild your credit. Low, fixed rates are based on current dividends and approval is guaranteed.
Stretch Pay Loans
When you face an unexpected expense or get caught short between paydays, a 30-day Stretch Pay Loan can help you get by. For a minimal annual fee, qualified members can borrow $250 or $500 at a time to be repaid within 30 days.
Call our Loan Department for more details.
Education Loans
Click Here to apply for our Catholic School Tuition Loan
We are committed to helping parents provide the education that they want for their children. You can pay Kindergarten through grade12 with our tuition loan. We offer a low, fixed rate education loan that allows you to make payments over 12 months instead of the nine months traditionally available at your school.
Additionally, the James E. Flynn Memorial Scholarship could give you up to $1,000 more towards tuition.
Click here to learn more.
Higher Education Loans
Stafford Loan
The Stafford Loan is available to students who are enrolled at least half-time in college and is obtained by completing the FAFSA application (Free Application for Student Aid) at
www.fafsa.ed.gov.
The Stafford Loan is a federal loan that is available in two forms:
- Subsidized Stafford Loan are awarded to students based on their financial need. The government pays the interest on these loans for as long as students are enrolled at least half-time in college.
- Unsubsidized Stafford Loans are not need-based, so they are available to all eligible students, regardless of how much help they need. Students, not the government, are responsible for paying the interest on these loans.
The recently enacted Health Care and Education Affordability Reconciliation Act of 2010 (H.R. 4872), eliminates the Federal Family Educational Loan (FFEL) Program on July 1, 2010.
Effective June 1, 2010, Unity Catholic Federal Credit Union will no longer accept new applications for student loans through the Federal Family Educational Loan Program. Contact your school’s financial aid office for more information on securing federal student loans.
For questions or service related to an existing Federal Family Educational Loan secured through Unity Catholic Federal Credit Union, contact our chosen servicer, Great Lakes at 1-800-236-4300, or at www.mygreatlakes.org.
EdAccess Private Student Loan
Increasing education costs coupled with decreasing scholarship and grant opportunities have forced families to turn to private student loans to cover the cost of higher education. Unity Catholic recognizes the challenges its members face when trying to pay for college, and we’re committed to offering our members access to affordable private student loan financing.
We have recently partnered with Fynanz, a private student loan underwriter, to announce the Unity Catholic EdAccess Private Student Loan Program - a student loan that can be utilized for any education-related expense such as tuition, room and board, books, supplies and other educational items.
The Unity Catholic EdAccess Private Student Loan features:
- No application fee
- Competitive interest rates
- Borrow as little as $2,500.00
- In-school deferred payment
- A 1% interest rate reduction once 10% of the loan is repaid.
Fynanz considers not only the traditional credit bureau report, but they also evaluate the student borrower’s academic attributes. The result is a process that recognizes and rewards the borrower’s academic achievement.
Prior to considering a private student loan, both Unity Catholic Federal Credit Union and Fynanz strongly encourage all student borrowers to first exhaust all scholarships, grants and federal loans.
