Consumer Loans

Borrowing from the credit union is quick and easy. We have loans to cover a variety of needs with affordable interest rates and flexible terms.  You can apply online and your application will be reviewed within one business day. click here to apply online.

Side Business Loans

Do you have a full time job and are thinking about starting a side business? If so, the Side Business Loan from Unity Catholic Federal Credit Union may be just what you need to get started or expand.

What is a side business?

A side business could be anything that you do in addition to your regular full time job: catering, cleaning, dog walking, selling an already established brand like Mary Kay, Avon, Pampered Chef. The list is endless. The Side Business Loan can help you buy inventory or advertise your services.

This is a personal loan that is given based on your personal credit history and your full time employement income. Call today to see how we can help you achieve  your dreams.

Click here to find an office close to you or apply online.

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New & Used Vehicle Loans

Click here to apply for an auto loan

Get more vehicle for your money when you finance – or refinance from another financial institution– your auto loan at Unity Catholic Federal Credit Union! We offer competitive interest rates with terms up to 72 months. Rate and maximum term depend on your personal credit history and the age of your vehicle.

 

GM Credit Union Discount

The Invest In America GM Prefered Pricing

Credit Union members can go to this site to get an authorization number to get special GM Prefered Pricing on any new General Motors Vehicle. You always get the best car deal when you get pre-approved at Unity Catholic and then go shopping for your car. You can apply online or in any office to get pre-approved today.

 

 

 

Enterprise Car Sales

Enterprise offers great used cars that have gone through a 120 point check list to ensure that the car is in good working condition. All cars are priced at or below blue book prices so you always know that your getting a great deal. Enjoy no haggle pricing from Enterprise and Enjoy great loan rates from Unity Catholic Federal Credit Union.

Click here to learn about this months special.

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TruStage™ Auto Insurance Program

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program.

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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Personal Loans

Click here to apply for a personal loan

With a personal loan, you can borrow for any reason and repay the loan over an extended period. Usually, the only collateral we need is your signature. Maximum term and rate depend on your credit history, and the maximum amount of the loan is $10,000.

 


Share and Certificate Secured Loans

Click here to apply for a Secured Loan

Borrow against your savings to get the cash you need fast, or to rebuild your credit. Low, fixed rates are based on current dividends and approval is guaranteed.

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Stretchpay® Loans

When you face an unexpected expense or get caught short between paydays, a 30-day Stretch Pay Loan can help you get by. For a minimal annual fee, qualified members can borrow $250 or $500 at a time to be repaid within 30 days. Call our Loan Department for more details.

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Catholic School Tuition Loans

Click Here to apply for our CatholicSchool Tuition Loan

We are committed to helping parents provide the education that they want for their children. You can pay Kindergarten through grade12 with our tuition loan. We offer a low, fixed rate education loan that allows you to make payments over 12 months instead of the nine months traditionally available at your school.
 
Tuition Loan information for Catholic Schools
 
Additionally, the James E. Flynn Memorial Scholarship could give you up to $1,000 more towards tuition.Click here to learn more.
 
 
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Higher Education Loans

 
Visit our College Resource Center 
 
Stafford Loan
 
The Stafford Loan is available to students who are enrolled at least half-time in college and is obtained by completing the FAFSA application (Free Application for Student Aid) at www.fafsa.ed.gov.
 
The Stafford Loan is a federal loan that is available in two forms:
  • Subsidized Stafford Loan are awarded to students based on their financial need. The government pays the interest on these loans for as long as students are enrolled at least half-time in college.
  • Unsubsidized Stafford Loans are not need-based, so they are available to all eligible students, regardless of how much help they need. Students, not the government, are responsible for paying the interest on these loans.  

Private Student Loan

Increasing education costs coupled with decreasing scholarship and grant opportunities have forced families to turn to private student loans to cover the cost of higher education. Unity Catholic recognizes the challenges its members face when trying to pay for college, and we’re committed to offering our members access to affordable private student loan financing.

We have partnered with LendKey, a private student loan underwriter, to announce the Unity Catholic Federal Credit Union Private Student Loan Program - a student loan that can be utilized for any education-related expense such as tuition, room and board, books, supplies and other educational items.

The Unity Catholic Federal Credit Union Private Student Loan features:

  • No application fee
  • Competitive interest rates
  • Borrow as little as $2,000.00
  • Choose between making interest payments or a nominal $25 "Proactive Payment" towards the loan while in school
  • 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period

LendKey considers not only the traditional credit bureau report, but they also evaluate the student borrower’s academic attributes. The result is a process that recognizes and rewards the borrower’s academic achievement.

Prior to considering a private student loan, both Unity Catholic Federal Credit Union and LendKey strongly encourage all student borrowers to first exhaust all scholarships, grants and federal loans.

To apply online click  https://unitycatholic.lendkey.com
 
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Private Student Loan Consolidation Program

The Unity Catholic Federal Credit Union Private Student Loan Consolidation is a loan designed for recent graduates looking to save money and time by refinancing and consolidating their private student loan debt.

You can use this loan to consolidate all Private Student Loans if you have graduated from an eligible school and the borrower or cosigner has gross monthly income of at least $2,000 and meet the credit requirements. If you have federal loans they will need to be consolidated seperately by visiting http://loanconsolidation.ed.gov

The Unity Catholic Federal Credit Union Private Student Loan Consolidation Program features:

  • Competitive rates based upon the 3-Month LIBOR plus a margin
  • A low 1% origination fee that can be added to the principal balance
  • Cosigners can be released after 12 consecutive and on-time interest + principal payments
  • Minimum amount is $7,500 and the maximum is $125,000 for undergraduate debt and $160,000 for graduate school debt
  • Up to a 15 year pay back period

To apply click https://unitycatholic.cuconsolidation.org

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If you still have a Government Student Loan secured through Unity Catholic Federal Credit Union, contact our chosen servicer, Great Lakes at 1-800-236-4300, or at www.mygreatlakes.org.
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